Buyer Tips

The Advantages of Property Ownership

ADVANTAGES OF OWNING A HOME


We are Conejo Valley Realtors and can help you with buying a home, achieving the feeling of property ownership.

Buying a home is one of the most important decisions any individual or family can make. As you decide, consider these six advantages to owning a home.

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Feeling of ownership

Homeowners have better jobs, give more to charity, have children who get better grades, have lower divorce rates, and report higher rates of happiness than renters. Owning a home ties you to a community and makes it easier for every member of your family to shine at work, school, and home.
Live in a home you love

There are few things more important than the home you live in. It affects your mood on a daily basis, as well as the mood of your family members. When you own a home, you can alter it however you want. You can paint it your favorite color, put in the flooring you love, and make the yard into your paradise–all without asking your landlord for permission.

Stable, predictable payments

In most areas, rent is raised every two to three years, and often in unpredictable intervals. This can be a huge source of anxiety for renters. By securing a fixed-rate mortgage, you will know exactly how much you need to allocate towards housing for years to come.
Move up with the market

Since real estate always appreciates over the long term, the longer you wait to enter the market, the harder it will be (i.e., you will need more money). On the other hand, as soon as you enter the market, you ensure that your home will move up with the market, enabling you to purchase better and better homes as your personal wealth increases.

Lower taxes

Mortgage interest is fully deductible from your federal tax return. Since interest makes up the most substantial portion of a monthly mortgage payment for the majority of the loan duration, a home is one of the most reliable tax shelters, and often the first step towards long-term financial security.

Retirement savings

A home is one of the safest and surest ways to build up wealth over the long term. As you pay down your loan and your home appreciates, you will have an ever-increasing source of capital for retirement, education, travel–whatever you desire.


 

 

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Conejo Valley Realtors Irina & Jeff Shoket

Conejo Valley Realtors serving: Serving Ventura & LA Counties: Agoura Hills, Calabasas, Camarillo, Lake Sherwood, Moorpark, Newbury Park, Oak Park, Ojai, Oxnard, Santa Rosa, Simi Valley, Somis, Thousand Oaks, Westlake Village, Woodland Hills, Wood Ranch, + Ventura

Real estate is not only our job. It is our passion. We are passionate about helping people achieve the American Dream. We are passionate Realtors representing the Conejo Valley and surrounding areas. We are about helping people maximize their investment potential. It is our passion as Realtors to show people the beautiful and unique communities that we serve.

For buyers, as your Realtor, we begin by establishing clear criteria for what constitutes your dream home and what you are looking for in your real estate buying experience. Then, we will make it our mission to find you that dream home. We will advise you throughout the home buying process to help you find not only a great home, but also a great investment. When it comes time to negotiate the terms of your dream home, we will ensure that we package an attractive offer, respond quickly and decisively to counteroffers, and act aggressively to outmaneuver other buyers in multiple-offer situations. We will also ensure that we adhere to the highest ethical standards throughout the negotiation process.

For sellers, we begin by learning about your unique situation. Taking into consideration your personal objectives, we will determine the pricing strategy and marketing plan for your real estate, that makes the most sense for you, your family, and your home. Then, we will devote ourselves to attracting qualified home buyers and advising you on how to best respond to evolving market conditions. As buyers begin to express interest and make offers, we will negotiate on your behalf to ensure you receive favorable closing terms and as much money as possible. Finally, we will ensure that your move is as comfortable and convenient as possible.

Whether you are a buyer or a seller, our commitment to you as real estate professionals extends beyond the transaction period. You may depend on us for quality advice regarding your home or current market conditions before, during, and after your real estate transaction. As Conejo Valley Realtors we have vast knowledge on the areas we represent. If you would like a free market evaluation at any time, contact us to set an appointment. We look forward to working with you! And remember — we love recommendations and referrals.